A CAREER AS AN INSURANCE SALES AGENT?

Insurance sales agents, commonly referred to as “producers” in the insurance industry, sell various types of insurance, such as property and casualty, life, health, disability, and long-term care. Property and casualty insurance agents sell policies that protect individuals and businesses from financial loss resulting from automobile accidents, fire, theft, storms, and other events that can damage property. For businesses, property and casualty insurance can also cover injured workers' compensation, product liability claims, or medical malpractice claims.

Life insurance agents specialize in selling policies that pay beneficiaries when a policyholder dies. Depending on the policyholder's circumstances, a cash-value policy can be designed to provide retirement income, funds for the education of children, and other benefits, as well. Life insurance agents also sell annuities that promise a retirement income. Health insurance agents sell health insurance policies that cover the costs of medical care and loss of income due to illness or injury. They also may sell dental insurance and short-term and long-term-disability insurance policies. Agents may specialize in any one of these products, or function as generalists, providing multiple products to a single customer.

While college graduation may not be a pre requisite, most companies prefer a degree as it will assist in understanding the products being sold. Certifications may be need from the state, etc depending upon the level of insurance and other related services being sold by the individual.
My friend Ramesh Cherivirala at New York Life Insurance in Houston is always looking for individuals wanting to make a career in insurance. He is an ideal example of how one can succeed in a career in insurance sales. You may want to look up companies like NY Life, Metlife and more for the opportunity of your choice.

Earning potential: The sky is the limit for those with an ambition ..

For more information on a great career that you can have as an Insurance sales agent, visit: http://www.collegegrad.com/careers/marke04.shtml

"WHAT NEXT" is provided by Ramesh Anand, President, American Personnel Resources LLC. ( http://www.aprllc.com/ )

Please conduct further research for this and other careers of your choice.